Did you get an allowance as a child? Often, parents give their children a basic allowance for completing chores to teach them about the responsibility of saving money. But budgeting is a hard lesson to learn as a kid, and it’s even more difficult to manage as an adult. Between bills, groceries, and rising gas prices, learning where to spend and where to save is tough. The Mini Dental Implant Center of America (MDICA) in Springfield, MO, understands that our patients may be on a budget. But we also believe that oral health should be a priority, regardless of the cost of treatment! To help patients combat high costs, we offer Cherry Dental Financing. With financing, you can get the treatment you need now and pay it off over time.
What Is Dental Financing?
When buying a car, it’s rare to pay the full price up front. Typically, you finance the purchase, allowing you to drive the car now and pay later. Dental financing works similarly.
Treatments like dental implants or veneers are pretty expensive and may not be covered by insurance. But without insurance coverage, many patients find that the treatments they need are out of budget. That is where dental financing comes into play.
By partnering with third-party lending companies, we provide you with the treatment you need without the financial stress. Depending on your eligibility, you may be able to split your costs into manageable monthly payments over a certain period of time. And, in select cases, you may even be able to enjoy payment plans interest-free for a certain time period.
To learn what dental financing you may qualify for, book a consultation with us (free for dental implant inquiries)!
Cherry Dental Financing 101
At the MDICA in Springfield, MO, we offer a few different financing options. One of which is Cherry Dental Financing.
Cherry is a “buy-now-pay-later” installment platform that focuses on healthcare and aesthetics. If approved, Cherry will offer you a specific loan amount for a given practice and a monthly payment plan that suits your budget.
To apply, simply book a consultation with us and ask us about our financing options. We will walk you through the simple application process, which uses a soft-credit check. Unlike a hard-credit check, soft credit inquiries usually don’t affect your credit score. The application is simple and quick, and you’ll know right away whether you qualify.
Depending on your circumstances, you may be eligible for a wide range of flexible plans. Typically, Cherry Financing offers monthly payment plans ranging from short-term (4 to 6 weeks) to long-term (up to 60 months), allowing patients to find the option that works best for them.
Additionally, Cherry offers plans with a genuine 0% Annual Percentage Rate for qualifying patients. If you don’t qualify, you’ll have a set and disclosed interest rate to avoid surprise fees or retroactive interest.
Treatments You Can Finance Through Cherry
Cherry Dental Financing is healthcare-focused, which includes dental treatments. Procedures at our office that you may be able to finance through Cherry include:
- Dental crowns: A tooth-shaped cap that either covers a damaged tooth or replaces a missing tooth when combined with a dental implant.
- Dental bridges: A row of artificial teeth that fill in the gap in your smile, using adjacent teeth or implants for support.
- Tooth extraction: We always try to save your natural teeth, but in some cases, tooth extraction is the healthiest choice.
- Traditional dentures: These restorations replace a full arch of teeth.
- Mini dental implants: Similar to traditional implants, but with less of the hassle. These small titanium posts are a minimally invasive way to restore your smile.
- Implant dentures: These restorations replace a full arch of teeth and use dental implants for support, anchoring them in place.
- Full mouth reconstruction: When you have multiple oral health issues, we can address them all at once. Using a variety of procedures, we make your entire smile healthier and more beautiful.
All of these treatments are more affordable through dental financing like Cherry. With affordable monthly payments, you can get the care you need and pay it off over time.
Learn if Cherry Dental Financing Is Right for You!
Budgeting as an adult is more complicated than it was as a child. We have bills, groceries, and dental care to worry about. However, with Cherry Dental Financing, we help make your care more affordable! You can apply at our office to split your costs into manageable monthly payments. And, for those who qualify, you may be able to enjoy an interest-free financing plan! Get the care you need now and pay later with Cherry Financing. Book a consultation (free for dental implant inquiries) to learn if you’re eligible for financing.
Connect with the MDICA in Springfield, MO, on Instagram and Facebook to learn about the dental implant process.
